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Posts Tagged ‘Teen Driving’

GPSAuto accidents are the number one killer of teens. Teens account for approximately 14% of all motor vehicle accident deaths. 5,288 teens died in motor vehicle accidents in 2005 in the United States. Unfortunately, car crashes are the leading cause of death among teens, accounting for more than one-third of all deaths of 16 to 18 year-olds.

Once they get behind the wheel, they think they can control their car at any speed and tend to push the limits. The problem is that inexperience and immaturity contribute to their reckless behavior and unfortunately, the results can be disastrous.

Naturally, the question arises as to how can I ensure that my teen drives safely. Recently, in New York State, we have begun to see an increase in sales for GPS monitoring systems. Constant and direct supervision or monitoring with a GPS tracking system for at least the first year of driving can significantly reduce teen driver auto accidents and give parents some much needed peace of mind. In the past year, a number of companies have come out with tracking systems that can help parents monitor their new teen drivers. While we believe that education is the most important component of safe teen driving, there are also some situations where parents might want to have some monitoring capability. Here are some guidelines if you are considering a teen monitoring system:

1. Make sure you understand how the system works and that it will work with your model and year of car.
2. Check the total fees. They might include an installation fee as well as a monthly fee.
3. Find out if there is a minimum time limit for a contract.
4. Find out what data will be monitored and transmitted to you: speed, location, etc
5. How does the system notify you of your teen’s location.
While GPS is a technology with a proven track record, the ultimate impact it can have on teen driving safety is still being explored. But one thing is clear–with millions of Americans nationwide focused on helping teenagers drive more safely, GPS tracking services will play a significant role.  To find out more ways you can help your teen driver’s saftey, contact your insurance agent.

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Graduated drivers license systems in the United States are designed to give young drivers the opportunity to practice driving with various restrictions in place. With traffic accidents being the leading cause of death among teenagers in the United States, graduated licensing programs have been designed to reduce teen accidents and fatalities. Graduated licensing laws vary and not all states have an official program. Recognizing the importance of driving experience, New York-like many other states-has adopted a graduated driver’s licensing program for drivers under the age of 18.

In general, an individual must have a New York State driver license or a valid driver license from another US state or from Canada to drive in New York. Additionally, in most cases you can drive in New York if you have a valid driver license from another country. The minimum driving age in NYS is 16.
The State of New York has what is called a “graduated license law”, as mentioned above. It was enacted in September of 2003 and it affects all junior drivers (16 and 17 years old) and senior permit holders in New York State.

What is a “Limited Junior License?
According to this article , a Limited Junior License is an “intermediate step between a learner permit and a “full” Junior license, allowing young drivers (16 and 17-year olds) time to gain driving experience before obtaining unsupervised driving privileges”.

What Can’t You do with a Limited Junior License
For all permit holders, regardless of your age or when your received your learners permit: Your supervising driver must be at least 21 years old.

For all junior learner permit and junior license holders, regardless of when you received your learner permit: No more than two passengers under the age of 21 are allowed in the vehicle unless they are members of your immediate family; this does not apply if the accompanying driver is your licensed parent, guardian, person “in loco parentis,” driver education teacher or driving school instructor.

Are there any restrictions on Limited Junior Licenses?
Limited Junior Licenses are subject to the restrictions listed below. These restrictions based on what specific area in New York you are from.

In Nassau County, Suffolk County (including Long Island), Westchester County, Putnam County, & Rockland County, the restrictions are:

Between 5AM and 9PM: Driver is not allowed to drive alone. They are required to be supervised by a parent/guardian who is 21 or older and has a valid license for the specific vehicle that he/she is driving.

Between 9PM and 5AM: Driver is not allowed to drive under ANY circumstance.

How should a parent keep track of teen drivers?
If you have a child under 18 years old that is driving, you have the option of being automatically notified by mail whenever the teenager has a traffic conviction, license suspension, or reported accident.

To enroll in this program, fill out this form and mail it to:
Office for the Younger Driver
NYS Department of Motor Vehicles
6 Empire State Plaza
Albany, NY 12228

For more information about this specific program (known as TEENS – Teen Electronic Event Notification Service), please read this document, published on the New York State DMV site.

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