Many insurance companies throughout New York State region and Long Island have begun to take a hard look at the existence of trampolines in the backyard of homes that they insure. The industry has watched these backyard trampolines go from being a non-issue in underwriting to being a factor used to disqualify a risk, deny [...]
Archive for the ‘Home Insurance’ Category
Does Owning a Trampoline Affect Home Insurance?
Posted in Home Insurance, tagged Home Insurance, Home Insurance New York, new york, New York Home Insurance, ny, owning trampoline, trampoline, trampoline exclusion clause, trampoline injuries on March 3, 2009 | Leave a Comment »
Protect Your House: Avoid Damage From Frozen Pipes
Posted in Home Insurance, tagged Damage from Frozen pipes, Home Insurance, Long Island Home Insurance, new york, New York Home Insurance, NY Home Insurance, Staten Island Home Insurance on February 17, 2009 | Leave a Comment »
Protect Your House: Avoid Damage From Frozen Pipes:
In New York, the winter weather can change dramatically. The temperature can fluctuate from a balmy 55 degrees one day and then plummet to sub-freezing temperatures the next day. Vulnerable pipes can burst if water in them freezes and expands. This can lead to thousands of dollars in [...]
A Guide to Home Insurance Restrictions in Coastal Areas of Long Island
Posted in Flood Insurance, Home Insurance, tagged Flood Insurance Long Island, Flood Insurance Staten Island, Flooding in New York, Insurance Rates New York, Long Island Flood insurance, New York Flooding, New York Floods, New York Home Insurance, new york insurance, NY Flooding, Staten Island Flood Insurance on January 12, 2009 | Leave a Comment »
In New York, particularly on Long Island in Nassau County, Suffolk County, Queens County, Brooklyn County, and Richmond County, homeowners may be faced with the prospect of trying to obtain home insurance (or having existing insurance) for a home that they own which is on or close to the water. In recent years this has become [...]
Will owning a Dog affect your Home Insurance Policy?
Posted in Home Insurance, Renters Insurance, tagged Home Insurance Long Island, Home Insurance Staten Island, Long Island Home Insurance, Long Island Renters Insurance, Renters Insurance Long Island, Staten Island Home Insurance on December 17, 2008 | Leave a Comment »
Owning a dog could affect your ability to obtain home insurance or renters insurance. You may have the sweetest, calmest dog in the world, however your insurance company MAY look at Rover differently. Some home insurance companies are not very enthusiastic about insuring certain breeds of dogs and as a result, you may pay more [...]
How Do I File a Homeowner’s Claim?
Posted in Home Insurance, tagged Astoria Home Insurance, Home Insurance Astoria, Home Insurance Long Island, Home Insurance NYC, Home Insurance Staten Island, Insurance Long Island, Long Island Home Insurance, Long Island Insurance, NYC Home Insurance, Staten Island Home Insurance on November 17, 2008 | Leave a Comment »
If any covered peril damages or destroys your home, you will need to file a claim with your insurance company. You will need to promptly notify your insurance agent. You must be aware that an insurance policy is a contract between you and your insurance company and as such, there are rules and procedures that [...]
How do I insure Jewelry and Other Valuable Items?
Posted in Home Insurance, Renters Insurance, tagged Cheap Home Insurance, Home Insurance Long Island, Home Insurance Staten Island, Insuring Jewelry, Long Island Home Insurance, Long Island Renters Insurance, New York Home Insurance, New York Renters Insurance, NY Home Insurance, NY Renters Insurance, Renters Insurance Long Island, Renters Insurance Staten Island, Staten Island Home Insurance, Staten Island Renters Insurance on October 20, 2008 | Leave a Comment »
Does my home insurance policy cover all my valuable items?
A standard home insurance policy will include some coverage for your jewelry and other valuable items (such as watches or furs). Under your home insurance policy, these will be covered if destroyed by causes that are covered in your policy. Usually this includes fires, windstorms, vandalism, and theft.
The [...]
Ways To Lower Your Homeowners Insurance Costs
Posted in Home Insurance, tagged Home Insurance Long Island, Home Insurance New York, Home Insurance Staten Island, Long Island Home Insurance, New York Home Insurance, Staten Island Home Insurance on October 14, 2008 | Leave a Comment »
Insurance is a highly competitive business and the price you pay for your home insurance can vary by hundreds of dollars, depending on the insurance company you buy your policy from. Companies offer several types of discounts, but they don’t offer the same discount or the same amount of discount in all states. For this reason, you should ask [...]
