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Archive for the ‘Car Insurance’ Category

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Auto accidents are the number one killer of teens. Teens account for approximately 14% of all motor vehicle accident deaths. 5,288 teens died in motor vehicle accidents in 2005 in the United States. Unfortunately, car crashes are the leading cause of death among teens, accounting for more than one-third of all deaths of 16 to [...]

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Graduated drivers license systems in the United States are designed to give young drivers the opportunity to practice driving with various restrictions in place. With traffic accidents being the leading cause of death among teenagers in the United States, graduated licensing programs have been designed to reduce teen accidents and fatalities. Graduated licensing laws vary [...]

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When you are in the market for home insurance or renters insurance in New York City or anywhere in New York for that matter, it’s important to not only check the price of coverage, but also to check the  insurance company ratings. Ratings give you information about a company’s financial strength, customer service record, claims [...]

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You may not realize it, but the insurance rates you pay for your car can vary dramatically depending on the insurance company,  the coverage you request and the kind of car you drive. Listed below are a number of things you can do right now to lower your insurance costs.
 
1. Ask for Higher Deductibles.

Deductibles [...]

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A lot of young drivers these days are trying to find out how they can lower their car insurance payments.  Here are a couple suggestions:

 

Take an accident prevention course – see http://www.nysdmv.com/pirp.htm for list of course providers. This will reduce 10% from your base insurance rate.
See if you can get a multi-policy discount - at companies [...]

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According to this website the bodily injury liability limit is $25,000, the maximum per accident is $50,000 and the total coverage per accident for property damage is 10,000.

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