Posted in Uncategorized on November 24, 2008 | Leave a Comment »
Won’t my landlord’s insurance provide coverage for damage to my personal property?
No. Your landlord’s insurance will provide coverage only for damage to the building itself, but not to your personal property. As a result, you should purchase renters insurance to protect your property from winter storm damage.
What type of winter storm damage does renters insurance [...]
Posted in Home Insurance, tagged Astoria Home Insurance, Home Insurance Astoria, Home Insurance Long Island, Home Insurance NYC, Home Insurance Staten Island, Insurance Long Island, Long Island Home Insurance, Long Island Insurance, NYC Home Insurance, Staten Island Home Insurance on November 17, 2008 | Leave a Comment »
If any covered peril damages or destroys your home, you will need to file a claim with your insurance company. You will need to promptly notify your insurance agent. You must be aware that an insurance policy is a contract between you and your insurance company and as such, there are rules and procedures that [...]
Posted in Flood Insurance, tagged Flood Insurance, Flood insurance in New York, Flood Insurance Long Island, Flood Insurance NY, Flood Insurance Staten Island, Home Insurance Long Island, Home Insurance Staten Island, long island, Long Island Flood insurance, Long Island Home Insurance, National Flood Insurance Program, New York Flood Insurance, ny, Staten Island Flood Insurance, Staten Island Home Insurance on November 7, 2008 | 2 Comments »
1. Floods are the #1 natural disaster in the United States.
2. Most home insurance policies don’t cover flood damage.
3. Hurricanes, winter storms and snowmelt are common (but often overlooked) causes of flooding.
4. If you live in a low-to-moderate risk area and are eligible for the Preferred Risk Policy, your flood insurance premium may [...]
Posted in Flood Insurance, tagged Flood insurance in New York, Flood Insurance Long Island, Flood Insurance New York, Flood Insurance NY, Flood Insurance Staten Island, Home Insurance Long Island, Home Insurance Staten Island, Long Island Flood insurance, Long Island Home Insurance, New York Flood Insurance, NY Flood Insurance, Staten Island Flood Insurance, Staten Island Home Insurance on November 3, 2008 | Leave a Comment »
Who Needs Flood Insurance?
Since floods can happen to anybody just about anywhere, you probably should consider the possibility of taking out a flood insurance policy. Depending on your flood zone, the premiums can vary greatly. Additionally, if you live in a high-risk flood area and buy a home and take out a mortgage, your lender [...]
