1. I don’t need renters insurance because my landlord is covered. The fact is that the landlords policy will cover the landlord’s structural damage to the building (or house) itself, not the personal items of the tenants.
2. It’s out of my price range. Is $10 or $20 per month too much? In most cases you can [...]
Archive for October, 2008
Common Misconceptions About Renters Insurance
Posted in Renters Insurance, tagged Flood Insurance Long Island, Flood Insurance Staten Island, Long Island Flood insurance, Long Island Renters Insurance, New York Renters Insurance, NY Renters Insurance, Renters Insurance Long Island, Renters Insurance New York, Renters Insurance NY, Staten Island Flood Insurance on October 29, 2008 | Leave a Comment »
Why should I buy life insurance?
Posted in Life Insurance, tagged different types of life insurance, life insurance in new york, Life insurance Long Island, Life Insurance Staten Island, Long Island Life Insurance, Staten Island Life Insurance, Why should I buy life insurance on October 23, 2008 | 1 Comment »
Many financial experts consider life insurance to be the cornerstone of sound financial planning. It can be an important tool in the following situations:
1. Replace income for dependents
If people depend on your income, life insurance can replace that income for them if you die. The most commonly recognized case of this is parents with young [...]
How do I insure Jewelry and Other Valuable Items?
Posted in Home Insurance, Renters Insurance, tagged Cheap Home Insurance, Home Insurance Long Island, Home Insurance Staten Island, Insuring Jewelry, Long Island Home Insurance, Long Island Renters Insurance, New York Home Insurance, New York Renters Insurance, NY Home Insurance, NY Renters Insurance, Renters Insurance Long Island, Renters Insurance Staten Island, Staten Island Home Insurance, Staten Island Renters Insurance on October 20, 2008 | Leave a Comment »
Does my home insurance policy cover all my valuable items?
A standard home insurance policy will include some coverage for your jewelry and other valuable items (such as watches or furs). Under your home insurance policy, these will be covered if destroyed by causes that are covered in your policy. Usually this includes fires, windstorms, vandalism, and theft.
The [...]
Ways To Lower Your Homeowners Insurance Costs
Posted in Home Insurance, tagged Home Insurance Long Island, Home Insurance New York, Home Insurance Staten Island, Long Island Home Insurance, New York Home Insurance, Staten Island Home Insurance on October 14, 2008 | Leave a Comment »
Insurance is a highly competitive business and the price you pay for your home insurance can vary by hundreds of dollars, depending on the insurance company you buy your policy from. Companies offer several types of discounts, but they don’t offer the same discount or the same amount of discount in all states. For this reason, you should ask [...]
8 Ways To Lower Your Auto Insurance Costs
Posted in Car Insurance, tagged long island car insurance, Long Island Insurance, new york auto insurance, new york car insurance, new york car insurance quote, new york insurance, staten island car insurance, staten island insurance on October 14, 2008 | 1 Comment »
You may not realize it, but the insurance rates you pay for your car can vary dramatically depending on the insurance company, the coverage you request and the kind of car you drive. Listed below are a number of things you can do right now to lower your insurance costs.
1. Ask for Higher Deductibles.
Deductibles [...]
4 Ways for Young Drivers to lower their Car Insurance Payments
Posted in Car Insurance, tagged car insurance for students, car insurance long island, car insurance staten isalnd, cheap car insurance, discounted car insurance rates, long island car insurance, staten island car insurance on October 6, 2008 | Leave a Comment »
A lot of young drivers these days are trying to find out how they can lower their car insurance payments. Here are a couple suggestions:
Take an accident prevention course – see http://www.nysdmv.com/pirp.htm for list of course providers. This will reduce 10% from your base insurance rate.
See if you can get a multi-policy discount - at companies [...]
What are the New York State Minimums for Car Insurance Coverage?
Posted in Car Insurance, tagged car insurance long island, long island car insurance on October 4, 2008 | Leave a Comment »
According to this website the bodily injury liability limit is $25,000, the maximum per accident is $50,000 and the total coverage per accident for property damage is 10,000.
